Business & Loans Advisor
Help local businesses start, grow, and succeed
LOCATION Ilderton, Ontario
POSITION Full-time, permanent
STARTING SALARY $65,000 to $75,000
Community Futures Middlesex is a federally supported, not-for-profit organization dedicated to strengthening the rural economy of Middlesex County. Through flexible business financing, advisory services, and community economic development initiatives, we help entrepreneurs and small businesses achieve their goals.
We are seeking an energetic, relationship-focused Business & Loans Advisor to support entrepreneurs and small businesses through every stage of the lending process while providing business coaching, financial analysis, and portfolio management services.
This is an excellent opportunity for someone who enjoys working directly with business owners, analyzing opportunities, building relationships, and making a meaningful impact in rural communities.
Primary Responsibilities
Commercial Lending & Credit Adjudication
- Evaluate loan applications and supporting documentation.
- Analyze business plans, financial statements, cash flow forecasts, and repayment capacity.
- Conduct credit investigations and risk assessments.
- Prepare lending recommendations and loan summaries for management and the Board of Directors / Loans Committee.
- Structure financing solutions tailored to client needs.
- Ensure compliance with Community Futures lending policies and procedures.
Business Advisory Services
- Provide one-on-one business coaching and advisory support to entrepreneurs and small business owners.
- Assist clients in developing and refining business plans and financial projections.
- Identify business opportunities, challenges, and growth strategies.
- Connect clients with government programs, funding opportunities, and professional service providers.
- Deliver workshops, presentations, and information sessions on business planning, financing, cash flow management, and entrepreneurship.
Portfolio Management & Client Support
- Monitor existing loan accounts and client performance.
- Conduct business visits and ongoing client reviews.
- Review financial reporting requirements and covenant compliance.
- Identify emerging risks and recommend proactive solutions.
- Support collection and workout activities when required.
Business Development & Community Engagement
- Build relationships with local businesses, municipalities, chambers of commerce, financial institutions, economic development organizations, and community partners.
- Promote Community Futures programs and services throughout Middlesex County
- Participate in networking events, trade shows, business forums, and community initiatives.
- Contribute to organizational growth through outreach and referral development.
Qualifications
Education
- Degree or diploma in Business, Commerce, Finance, Accounting, Economics, or a related field.
- Equivalent combinations of education and experience will be considered.
Experience
- Minimum three years of experience in commercial or small business lending, business banking, credit analysis, economic development, or business advisory services.
- Experience evaluating business plans and financial statements.
- Experience preparing cash flow forecasts and financial projections.
- Experience working directly with entrepreneurs and small business owners is considered an asset.
Skills & Competencies
- Strong financial analysis and credit adjudication skills.
- Ability to interpret financial statements and assess business viability.
- Excellent verbal, written, and presentation skills.
- Strong relationship-building and networking abilities.
- Self-motivated with excellent organizational and time-management skills.
- Proficiency in Microsoft Office, particularly Excel, Word, Outlook, and Teams.
- Ability to work independently while contributing to a collaborative team environment.
- Familiarity with Customer Relationship Management (CRM) software.
Preferred Assets
- Commercial credit training or lending designations.
- Experience with government-supported lending programs.
- Familiarity with rural business development and economic development initiatives.
- Knowledge of Middlesex County and the surrounding business community.
Why Join Community Futures Middlesex?
At Community Futures Middlesex, you'll have the opportunity to make a direct impact on entrepreneurs, businesses, and communities throughout rural Middlesex County. Our team values professionalism, collaboration, innovation, and meaningful community engagement.
WHAT WE OFFER Employer-paid group benefits | Group RRSP participation | Professional development | Flexible work environment
How to Apply SUBMIT YOUR RESUME AND COVER LETTER Email: jkiser@cfmiddlesex.ca Application deadline: Friday, November 6, 2026 at 5:00 p.m.
Community Futures Middlesex values diversity throughout the organization and seeks to expand the representation of diverse cultures, backgrounds, perspectives, and lived experiences to better reflect our community, clients, and stakeholders. Community Futures Middlesex also values inclusion and equal access for all job applicants.
We thank all applicants for their interest; however, only those selected for an interview will be contacted.
